TERMS OF USE

PLEASE READ THESE TERMS OF USE, CAREFULLY. BY USING THIS PLATFORM YOU INDICATE YOUR UNDERSTANDING AND ACCEPTANCE OF THESE TERMS. IF YOU DO NOT AGREE TO THESE TERMS YOU MAY NOT USE THIS PLATFORM.

"Company"; "Mera Ghar Kharcha"; "us"; "we"; "our" shall mean KBC Innovations India Private Limited, a Company registered under the Companies Act, 2013 having its registered office at B-701, Sterling Avenue, Kander Pada, Off Link Road, Dahisar (West)- 400068.

  • "Customers" shall mean the Users who has Subscribed to the Platform.
  • "Delivery" shall mean Delivery of Product Ordered by the Customer.
  • "Order" shall mean requesting Supplier to supply Products as per desired quantity, quality, price, time of delivery and by any other matters as may be applicable and full payment is made to the Supplier.
  • "Platform" shall mean www.meragharkharcha.com and Mera Ghar Kharcha mobile application which is owned, operated and managed by us.
  • "Product" shall mean Products available with Supplier or displayed by the Supplier on the Platform.
  • "Services" shall mean and include a platform that can connect Customers residing in co-operative housing societies or apartments with the Suppliers directly so as to help Customers avail price benefits of volumes and give suppliers a chance to gain larger and authentic consumer market share.
  • "Supplier" shall mean Supplier enrolled with the Platform for providing various Products to the Customers of the Platform.
  • "Subscribe" shall mean subscribing to the Platform.
  • "Subscription Fees" shall mean the consideration to be paid by the Users to become Customer in Order to avail the Services of the Platform.
  • "Users" shall mean Users that visit and access the Platform whether to Subscribe to the Platform or not.
  • " "You" or "Your" or "Yourself" refers to the Users and Customers.

1. INTRODUCTION:

Welcome to our Platform. This Platform is owned and operated by KBC Innovations India Private Limited, if you ("You") continue to browse and use this Platform, You are agreeing to comply with and be bound by these terms and conditions ("Terms of Use"), which together with our privacy policy ("Privacy Policy") govern the Platform's relationship with You. If you disagree with any part of these Terms of Use, You may not use this Platform entirely.

2. SCOPE OF SERVICES:

Platform is to provide a platform that can connect Customers residing in co-operative housing societies or apartments with Suppliers directly to help Customers avail price benefits of volumes and give Suppliers a chance to gain larger and authentic consumer market share to Customers.

3. SERVICES DESCRIPTION & AVAILING SERVICES:

The Services are subject to the limitation to these Terms of Use. The Services are also subject to Mera Ghar Kharcha's Privacy Policy, subscription agreement accepted by respective Customer and as updated from time-to-time. Mera Ghar Kharcha may discontinue or revise any or all other aspects of the Services at its sole discretion. Updated versions of these Terms of Use shall be posted on the Platform, all changes become effective upon the posting of the revised Terms of Use.

You shall be able to review all the Services available on the Platform, but to avail the Services you need to pay annual Subscription Fees for registration on the Platform.

Once you Subscribe to the Platform, you shall be eligible to book any Order subject to realisation of payment, which are displayed by Suppliers on the Platform. You understand and acknowledge that it is your responsibility to get full knowledge and information about the Order that you intend to place with the Supplier. Before you make payment to the Supplier, you shall ensure that particular Service is available on the dates chosen by you and the manner in which you intend to avail the Service for relevant quantity, location, pricing and all other relevant factors with respect to the relevant Services.

You understand and acknowledge that pictures, photographs displayed on the Platform by the Supplier and the Delivery of Products may vary due to location, quality, quantity, climate, and variation in suppliers brand or any other reason which is beyond control of Supplier and/or the Platform.

You understand, acknowledge and agree that you shall be solely responsible for availing any Service and the Platform shall not be responsible or liable in whatsoever manner.

In case any Service that is not available due to any Force Majeure event, the Platform shall not be liable to refund you your Order value in whatsoever manner.

4. ORDER PLACEMENT RULES AND REGULATIONS:

You understand and agree that the Platform is not in the business of Selling Products, but only aggregates your orders and places it to the Supplier. You understand and acknowledge that the Platform shall not be responsible or liable for any claims pertaining to Products ordered by you and it will be your responsibility to lodge your complaint to the concerned Supplier.

You understand, acknowledge and agree that Platform shall not be responsible for any transactions made by You with the Supplier and it shall be done at the sole risk, liability and responsibility of You and/or Supplier if-

  • Order placed by You but Supplier did not supply
  • Orders placed by You but Supplier delivered wrong Order whether in terms of quantity, quality or any other relevant aspects
  • Order placed by You but Supplier delivered the Order beyond the timelines booked by the Customer
  • Supplier delivered counterfeit, damaged, broken or contaminated Products
  • Quality of the Order is not as per the Order placed
  • Product needs to be replaced for any other reason

You shall be eligible to cancel or change Order until 4 hours from the time of placing the Order. Thereafter, Supplier may charge certain administration charges for cancellation of any Order.

You shall maintain all proofs and supportings with respect to payments. You understand and agree that there shall be no credit. In case of delay in payment to the Supplier, the Supplier may withhold Delivery. In such case the Supplier and/or Platform shall not be responsible in whatsoever manner.

The Supplier shall Deliver the Order as per home Delivery based model and Delivery shall be governed by terms and conditions of Supplier.

User's complaints

The Platform shall provide Customer Service Integration with Supplier system, but shall not handle any supplies or Supplier related queries or complaints of Customers. Mera Ghar Kharcha shall have Customer Service for their own Application related matters or issues.

5. UNIQUE SELLING PROPOSITION:

Maintain your unique choices of brand Products, Delivery schedule choices, yet get the best prices every time you buy. System shall unite communities or groups digitally.

6. REGISTRATION, PASSWORD:

For Users, there is no fees to access the Platform. As a guest, Users can navigate and browse but cannot avail any Services. For availing Services, Users have to pay the Subscription Fees. You may register as individual Customer or You may register on behalf of Your co-operative housing society or colony or apartment. You need to give your name, Your contact details, address, date of birth, e-mail and other information as requested on the registration page of the Platform. Registration or login can be done through Facebook, Twitter or email. In case you login through Facebook, Twitter or any other such Platform, you authorise the Platform to obtain and verify your credentials with such websites.

After registration, You can view your account, create order, check your transactions, edit Your profile information and plan your orders for which MI planner shall be provided.

In any case, login is necessary. You agree that any registration information provided by you will always be accurate, correct and complete. If you use the Services, You shall be responsible for maintaining the confidentiality of your Account and password and you agree to accept responsibility for all activities that occur under your Account. You can change your profile information and any other details that you have shared with the Platform.

We also reserve the right to refuse registration, or cancel accounts which we deem inappropriate.

7. SUPPLIER INFORMATION:

Those Suppliers, who are desirous of sharing their business details and their Service Offerings on this Platform will be required to submit to Mera Ghar Kharcha requisite details and documents ("Details"), as may be required by Mera Ghar Kharcha, from time to time, of their establishments/companies/organisations for verification purposes. Mera Ghar Kharcha shall, duly authenticate the Details. You agree that only the authenticated Details shall be posted by Mera Ghar Kharcha on the Platform.

8. ACCESS TO THE PLATFORM:

By registering for an account through the Platform, You represent and warrant that You (1) are the age of majority in Your jurisdiction (age 18).


Registration: You agree to (a) only provide accurate and current information about yourself, (b) maintain the security of your passwords and identification, (c) promptly update the email address listed in connection with your account to keep it accurate so that we can contact You, and (d) be fully responsible for all uses of your account. You must not set up an account on behalf of another individual or entity unless You are authorized to do so.

No Subscription of the Platform or using of the Services deem to make You a shareholder or affiliate of Mera Ghar Kharcha for any purposes whatsoever, nor shall You have any of the rights of statutory shareholders of Mera Ghar Kharcha.

You agree to abide by all applicable laws and regulations and are solely responsible for all acts or omissions by You on the Account. Termination: Mera Ghar Kharcha reserves the right to modify or discontinue your Account at any time for any material breach of the obligations under this Terms of Use by You.

9. FEES:

The Subscription Fee shall be charged as per the terms of the Subscription agreement accepted by respective Customer and Mera Ghar Kharcha ("Subscription Agreement"). The prices are subject to change at any time. The mode of payment for the Subscription Fee shall be as detailed under the Subscription Agreement. Any technical updates in relation to the Services will be free of cost for the Subscribers. However, the Supplier agrees to pay a fee, as may be specified by Mera Ghar Kharcha, for any modification to the functionality of the Services including any enhancements to the Services.

After usage of the Platform for one year and only if the savings achieved against MRP value is less than or equal to Subscription amount in INR, Mera Ghar Kharcha may grant refund Subscription Fee.

10. MODE OF PAYMENT:

Payment shall be made by way of Payment Gateway like PayUMoney and/or any other authorised payment mechanism available on the Platform from time to time.

11. CONTENT AVAILABLE:

You acknowledge that Mera Ghar Kharcha does not make any representations or warranties about the material, data, and information, such as data files, text, facts and figures, computer software, code, audio files or other sounds, photographs, videos, or other images that is shared by Users, Suppliers or any other content provider (collectively, the "Content") which You may have access to as part of the Services, or through your use of this Platform. Under no circumstances, Mera Ghar Kharcha is liable in any way for any Content, including, but not limited to any infringing Content, any errors or omissions in Content, or for any loss or damage of any kind incurred as a result of the use of any Content posted, transmitted, linked from, or otherwise accessible through or made available via the Platform.

12. CONTENT SUPPLIED BY YOU:

You represent, warrant, and agree that no Content/Details shared by You with Mera Ghar Kharcha ("your Content"), violates or infringes upon the rights of any third party, including any patent, copyright, trademark, privacy, publicity, or other personal or proprietary rights, breaches or conflicts with any obligation, such as a confidentiality obligation, or contains libellous, defamatory, or otherwise unlawful material.
You grant us a personal, limited, revocable, non-transferable and nonexclusive right to use the Content and Details including but not limited to Trademarks, Service Marks, logos etc. submitted by You for providing the Services, You also grant us the right (i) to display your Content and Details on the Platform (ii) promote or distribute it for the access of other Customers/Users.
You agree that you are solely responsible for your Content made available by you through the Platform including but not limited to any liabilities arising out of any third party infringement claims.
The Platform may provide space on the Platform to create community home page for your building, societies in order to upload and share related content of their building activities with the group. The content responsibility shall be with the Customers. You shall be solely responsible for any wrong, misleading or inappropriate content.

13. LINKS TO THIRD PARTY SITES:

This Platform may contain links to other websites owned and operated by third parties who are not related to the Platform ("Linked Websites"). The Linked Websites are not under the control of www.meragharkharcha.com and Mera Ghar Kharcha is not responsible for the content of any Linked Websites or any hyperlink contained in a Linked Website and makes no representation or warranty with respect to the content of any such third party sites.
www.meragharkharcha.com provides these links to You as convenience only and the inclusion of any link does not imply any endorsement of the Linked Website by Mera Ghar Kharcha. Your link to any such Linked Website is entirely at your own risk. Mera Ghar Kharcha is not a party to any transaction between you and a Linked Website. Your use of a Linked Website is subject to the terms and conditions of that site.
The Platform may also contain third party advertisements, if any. The display of such advertisements does not in any way imply an endorsement or recommendation by of the relevant advertiser, its products or Services. You are referred to the relevant advertiser for all information regarding the advertisement and its products and/or Services. Mera Ghar Kharcha accepts no responsibility for any interaction between You and the relevant third party and is released from any liability arising out of or in any way connected with such interaction.

14. PROHIBITED CONDUCT:

You agree not to engage in any of the following activities:
Violating laws and rights: You shall not (a) use the Platform for any illegal purpose or in violation of any local, state, national, or international laws, (b) violate or encourage others to violate any right of or obligation to a third party, including but not limited to, by infringing, misappropriating, or violating intellectual property, confidentiality, or privacy rights.
Solicitation: You shall not use the Platform or any information provided through the Platform for the transmission of advertising or promotional materials, including junk mail, spam, chain letters, or any other form of unsolicited or unwelcome solicitation.
Disruption: You shall not use the Platform in any manner that could disable, overburden, damage, or impair the Platform, or interfere with any other party's use and enjoyment of the Platform; including by (a) uploading or otherwise disseminating any virus, adware, spyware, worm or other malicious code, or (b) interfering with or disrupting any network, equipment, or server connected to or used to provide any of the Services on the Platform, or violating any regulation, policy, or procedure of any network, equipment, or server.
Harming others: You shall not share or transmit Content or Details that are harmful, offensive, obscene, abusive, invasive of privacy, defamatory, hateful or otherwise discriminatory, false or misleading, or incites an illegal act;
You shall not intimidate or harass another through the Platform ; and, You may not post or transmit any personally identifiable information about persons without obtaining such persons express permission to so through the Platform.
Impersonation or unauthorized access: You shall not impersonate another person or entity, or misrepresent your affiliation with a person or entity when using the Platform;
You shall not use or attempt to use another's account or personal information; and, You shall not attempt to gain unauthorized access to the Platform, or the computer systems or networks connected to the Platform, through hacking password mining or any other means.
You shall not use any Meta tags or any other "hidden text" utilizing the Platform's or Company's name or trademarks without taking the express consent of the Company.


15. ANCILLIARY SERIVCES:

The Platform may provide space to provide reviews and chat room for Customers/Users
You may get access to Site Message boards, chat rooms, forums, blogs, e-mail and other features ("Ancillary Services") that are offered from time to time on the Platform and may be operated by us or by a third party on our behalf. Mera Ghar Kharcha shall not be responsible for any copyright infringement for the blogs written by the Users on the Platform. You shall not (nor cause any third party to) use these Ancillary Services to perform any illegal activities (including without limitation defaming, abusing, harassing, stalking, threatening, promoting racism, or otherwise violating the legal rights, such as rights of privacy, of others) or immoral activities, falsely stating or otherwise misrepresenting your affiliation with a person or entity. You shall not use the message boards, chat rooms, e-mail to express your concerns or differences with a specific Customer/User.

16. PROMOTIONAL OFFERS AND ADVERTISEMENTS:

Platform may circulate promotional offers to the Customers

17. DEALINGS WITH ORGANISATIONS AND INDIVIDUALS:

You acknowledge and agree that the Platform shall not be liable for your interactions with any Users on the Platform. This includes, but is not limited to, payment and Services, if any, and any other terms, conditions, warranties or representations associated with any interaction You may have with other Users. These dealings are solely between You and such other Users. You agree and acknowledge that Mera Ghar Kharcha shall not be responsible or liable for any loss or damage of any sort incurred as the result of any such dealings or interactions. If there is a dispute between Users on the Platform, or between Users and any third party, You understand and agree that Mera Ghar Kharcha is under no obligation to become involved in such dispute. In the event that You have a dispute with one or more other Users, you hereby release Mera Ghar Kharcha, its officers, employees, agents and successors from any and all claims, demands and damages (actual and consequential) of every kind or nature, known or unknown, suspected and unsuspected, disclosed and undisclosed, arising out of or in any way related to such disputes and/or our Platform.

18. CHANGE IN TERMS:

Mera Ghar Kharcha reserves the right at any time and from time to time to modify or discontinue, temporarily or permanently, the Services and the Platform (or any part thereof) with or without notice. Further, Mera Ghar Kharcha reserves the right to change these Terms of Use at any time and to notify You by posting an updated version of the Terms of Use on this Platform. You are responsible for regularly reviewing the Terms of Use. Continued use of the Platform after any such changes shall constitute your consent to be bound by such changes. Your only right with respect to any dissatisfaction with these Terms of Use; any policy or practice of ours in operating the Platform or any Content available through the Platform, is to stop visiting and using the Platform.

19. DISCLAIMER OF WARRANTIES:

YOU EXPRESSLY ACKNOWLEDGE AND AGREE THAT USE OF THE PLATFORM AND THE SERVICE IS ENTIRELY AT YOUR OWN RISK AND THAT THE PLATFORM AND THE SERVICES THEREIN ARE PROVIDED ON AN "AS IS" OR "AS AVAILABLE" BASIS, WITHOUT ANY WARRANTIES OF ANY KIND. ALL EXPRESS AND IMPLIED WARRANTIES, INCLUDING, WITHOUT LIMITATION, THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT OF PROPRIETARY RIGHTS ARE EXPRESSLY DISCLAIMED TO THE FULLEST EXTENT PERMITTED BY LAW. TO THE FULLEST EXTENT PERMITTED BY LAW MERA GHAR KHARCHA, ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, IN CONNECTION WITH THE PLATFORM, THE SERVICES AND YOUR USE THEREOF. MERA GHAR KHARCHA MAKES NO WARRANTIES OR REPRESENTATIONS ABOUT THE ACCURACY OR COMPLETENESS OF THE SERVICES OR THE PLATFORM 'S CONTENT OR THE DETAILS AND CONTENT SHARED BY THE USERS OR THE CONTENT OF ANY THIRD PARTY WEBSITES LINKED TO THE PLATFORM AND ASSUMES NO LIABILITY OR RESPONSIBILITY FOR ANY (I) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT, (II) PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO AND USE OF THE PLATFORM AND SERVICE, (III) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SERVERS AND/OR ANY AND ALL PERSONAL INFORMATION AND/OR FINANCIAL INFORMATION STORED THEREIN, (IV) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM THE PLATFORM, (IV) ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE WHICH MAY BE TRANSMITTED TO OR THROUGH THE PLATFORM BY ANY THIRD PARTY, AND/OR (V) ANY ERRORS OR OMISSIONS IN ANY CONTENT OR FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF ANY CONTENT POSTED, EMAILED, COMMUNICATED, TRANSMITTED, OR OTHERWISE MADE AVAILABLE VIA THE PLATFORM OR THE SERVICE. MERA GHAR KHARCHA DOES NOT WARRANT, ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITY FOR ANY PRODUCT OR SERVICE ADVERTISED OR OFFERED BY A THIRD PARTY THROUGH THE PLATFORM OR ANY HYPERLINKED WEBSITE OR FEATURED IN ANY BANNER OR OTHER ADVERTISING, AND MERA GHAR KHARCHA WILL NOT BE A PARTY TO OR IN ANY WAY BE RESPONSIBLE FOR MONITORING ANY TRANSACTION BETWEEN YOU AND/OR OTHER CUSTOMERS/USER AND/OR THIRD-PARTY PROVIDERS OF PRODUCTS OR SERVICES.
THE DATA RELATED TO THE CREDIT CARD WHICH IS USED BY THE USERS WHILE MAKING THE PAYMENT WILL NOT BE STORED IN THE SYSTEM.
MERA GHAR KHRCHA SHALL NOT BE RSPONSIBLE FOR THE DELAY IN DELIVERY BY THE SUPPLIER.

20. LIMITATION OF LIABILITY:

IN NO EVENT SHALL MERA GHAR KHARCHA, ITS OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS, BE LIABLE FOR DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES (EVEN IF MERA GHAR KHARCHA HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), RESULTING FROM ANY ASPECT OF YOUR USE OF THE PLATFORM OR THE SERVICE, INCLUDING WITHOUT LIMITATION WHETHER THE DAMAGES ARISE FROM USE OR MISUSE OF THE PLATFORM OR THE SERVICE, FROM INABILITY TO USE THE PLATFORM OR THE SERVICE, OR THE INTERRUPTION, SUSPENSION, MODIFICATION, ALTERATION, OR TERMINATION OF THE PLATFORM OR THE SERVICE. SUCH LIMITATION OF LIABILITY SHALL ALSO APPLY WITH RESPECT TO DAMAGES INCURRED BY REASON OF OTHER SERVICES OR RENDERED THROUGH OR ADVERTISED IN CONNECTION WITH THE PLATFORM OR THE SERVICES OR ANY LINKS ON THE PLATFORM, AS WELL AS BY REASON OF ANY INFORMATION, OPINIONS OR ADVICE RECEIVED THROUGH OR ADVERTISED IN CONNECTION WITH THE PLATFORM OR THE SERVICES OR ANY LINKS ON THE PLATFORM. THESE LIMITATIONS SHALL APPLY TO THE FULLEST EXTENT PERMITTED BY LAW. YOU SPECIFICALLY ACKNOWLEDGE AND AGREE THAT MERA GHAR KHARCHA SHALL NOT BE LIABLE FOR CUSTOMER/USER DETAILS AND CONTENTS OR THE DEFAMATORY, OFFENSIVE, OR ILLEGAL CONDUCT OF ANY CUSTOMER/USER OR THIRD PARTY AND THAT THE RISK OF HARM OR DAMAGE FROM THE FOREGOING RESTS ENTIRELY WITH YOU. THE PLATFORM IS CONTROLLED AND OFFERED BY MERA GHAR KHARCHA FROM ITS FACILITIES IN INDIA. IN ANY EVENT, THE TOTAL AGGREGATE LIABILITY OF MERA GHAR KHARCHA TO YOU UNDER ANY APPLICABLE LAW WHATSOEVER FOR ALL LOSS OR DAMAGE ARISING OUT OF USE OF THE SERVICES OR ACCESS TO THE PLATFORM SHALL BE LIMITED TO AMOUNT OF SUBSCRIPTION FEES PAID TO MERA GHAR KHARCHA FOR THE PRECEDING THREE MONTHS FROM THE DATE OF THE EVENT GIVING RISE TO SUCH CLAIM UNDER THE RESPECTIVE SUBSCRIPTION AGREEMENT. THE FORGOING LIMITATIONS OF LIABILITY WILL APPLY NOTWITHSTANDING THE FAILURE OF ESSENTIAL PURPOSE OF ANY LIMITED WARRANTY OR REMEDY HEREIN.

21. INDEMNIFICATION:

You agree to indemnify us and hold us harmless from and against any claims arising out of or relating to: (i) Details and Content that you submit or transmit for the Services (ii) your violation of any rights of any other person in connection with the Platform, (iii) infringement of any third party intellectual property rights, (iv) any breach of the terms and conditions of this Terms of Use, (v) any breach of applicable law (vi) any representation and warranties made in relation to the Services (vi) transactions (present and subsequent) between You and the Users/Suppliers and (vii) any violation of any laws and regulations.

22. ANTI-SPAM POLICY:

You certify that you will use the Services in accordance with these Terms of Use. You are forbidden to transmit unsolicited commercial email (spam) by using the Services. Additionally, You are required to reconfirm (permission pass) or stop mailing an existing list when it is determined to be in violation of our anti-spam policy. Repeated violations or failures to comply with this anti-spam policy will result in termination of your access to the Services. You agree and acknowledge that, we shall not be held liable for any claim that may arise due to your violation of this anti-spam policy.

23. PRIVACY POLICY:

Mera Ghar Kharcha is committed to responsibly handling the information and data we collect through the Platform in compliance with our Privacy Policy. We plan to use secured environment of Amazon Web Services. We shall not share any data unless required as a part of transferring Order details to Suppliers.

24. OWNERSHIP OF INTELLECTUAL PROPERTY:

The Platform and all the rights including but not limited to intellectual property rights subsisting under the Platform are owned by the Company and its affiliates, subsidiaries, licensors, Users, Suppliers as the case may be. The Platform respects copyright, and we prohibit Users of the Services from submitting, uploading, posting, or otherwise transmitting any Content or Details on the Platform that violates another person's proprietary rights.
If You believe that the Platform contains elements that infringe your intellectual property rights in your work, please notify Us immediately. If we receive intellectual property right infringement claim notification, and it is felt appropriate, We may remove all such content which is indicated as infringing and/or take any other appropriate action at our discretion.
All materials on this Platform, including but not limited to audio, images, software, text, icons and such like (the "Platform Content"), are protected by copyright under the copyright laws. You cannot use the Platform Content, except as specified herein.
Mera Ghar Kharcha is the trademark solely owned by KBC Innovations India Private Limited. There may be proprietary logos, service marks and trademarks found on the Platform whether owned/used by us or otherwise. By displaying them on the Platform, we are not granting you any license to utilize those proprietary logos, service marks, or trademarks. Any unauthorized use of the Platform Content may violate copyright laws, trademark laws, the laws of privacy and publicity, and civil and criminal statutes.

25. TERMINATION:

If You wish to terminate this Agreement, You may immediately stop accessing or using the Services. You understand that in such an event, the Mera Ghar Kharcha shall not be liable to refund any Subscription Fees paid by You.
Your right to access and use the Platform terminates automatically upon your material breach of any of the terms of these Terms of Use.
Survival: The disclaimer of warranties, the limitation of liability, indemnity and the jurisdiction and applicable law provisions will survive any termination.

26. MISCELLANEOUS TERMS:


Choice of Law and Jurisdiction: These Terms of Use are governed by and construed according to the laws of India, the acceptance of the Terms of Use shall be deemed to have been given at Mumbai and the courts in Mumbai will have exclusive jurisdiction to entertain any proceedings in any way relating to or concerning these Terms of Use or any rights, duties, obligations or liabilities arising there under to the exclusion of all other courts in India.
FORCE MAJEURE: Without limiting the foregoing, under no circumstances shall the Platform is held liable for any damage or loss due to deficiency in performance of Services resulting directly or indirectly from acts of nature, forces, or causes beyond its reasonable control, including, without limitation, internet failures, computer equipment failures, telecommunication equipment failures, software failures, machinery breakdown, strike, or due to government regulations, floods, storms, electrical failure, civil disturbances, riots and any other reason beyond reasonable control of the Supplier or the Platform.
No waiver: Mera Ghar Kharcha's failure to insist on or enforce strict performance of any of the terms of these Terms of Use will not be construed as a waiver of any provision or right.
Severability: If any part of these Terms of Use is held to be invalid or unenforceable by any law or regulation or final determination of a competent court or tribunal, that provision will be deemed severable and will not affect the validity and enforceability of the remaining provisions.
No agency relationship: You agree that no joint venture, employment, or agency relationship exists between You and Mera Ghar Kharcha as a result of these Terms of Use or from your use of the Platform or the Services.
Entire Agreement: These Terms of Use, Privacy Policy and Subscription Agreement constitute the entire agreement between You and Mera Ghar Kharcha relating to this subject matter and supersede any and all prior communications and/or agreements between You and Mera Ghar Kharcha relating to this subject matter.